Large Collateral Loans in Boston — $10,000 and Up
When the bank says three to six weeks, your assets can say today. LBC Pawn funds large collateral loans — from $10,000 into six figures — the same day, often within the hour, at 3% per month. Executives, business owners and collectors across Boston use valuables they already own as a fast, private line of credit: no applications, no underwriters, no waiting.
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How a big loan works here
1. Text photos first — send pictures of your items to 857-867-6468 and get a ballpark loan figure before you make the trip.
2. Book the VIP room — big deals are handled by appointment in our private VIP room, off the main counter. Schedule an appointment and the room is yours.
3. We appraise at the counter, in front of you — against live market and resale prices, the same way we price everything we buy.
4. Walk out with your money the same day — your collateral is tagged, recorded and stored securely for the life of the loan.
5. Repay within 4 months and take everything home — or renew online in about a minute with the free MobilePawn app and get another 4 months.
New to collateral borrowing? Start with our plain-English guide to collateral loans in Boston — and if it is your first loan with us, the first one is free up to $500.
Bank-level privacy — this is the point
A bank loan puts your life on paper: tax returns, bank statements, a credit pull that stays on your record, and weeks of questions. A large collateral loan at LBC asks for one thing — collateral with value.
- The VIP room: every loan or transaction over $2,000 is handled in our private room, not at the open counter.
- Nobody sees your deal: no one watches how much cash you leave with or how big your loan is.
- No credit check — ever. Nothing pulled, nothing reported. The loan never touches your credit file.
- No income paperwork: no pay stubs, no tax returns, no employer calls, no co-signer.
- Your business stays your business.
What secures a big loan
- Hermès Birkin & Kelly bags, Chanel, Louis Vuitton & other designer bags
- Rolex & luxury watches — Cartier, Chopard, Patek Philippe, Omega…
- Diamonds & fine jewelry
- Gold — jewelry, coins & bullion, including broken & scrap gold
- Rare coins & graded collectibles
- Fine art & antiques
- Graded sports cards & memorabilia
- Cameras & pro lenses — Sony, Canon, Nikon
A closet or safe full of valuables is a credit line waiting to be used. Items can be combined — bring more collateral, get a larger loan.
Not sure your items qualify? Text photos to 857-867-6468 and ask — it takes a minute.
What a big loan costs — the whole cost, up front
3% per month plus a one-time 8% charge in the first month only. No application fees, no origination points, no surprises — the full cost is printed on your ticket before you sign:
| If you borrow | After month 1 | After month 2 | After month 3 | After month 4 | Renew 4 more months |
|---|---|---|---|---|---|
| $10,000 | $11,100 | $11,400 | $11,700 | $12,000 | just $2,000 |
| $25,000 | $27,750 | $28,500 | $29,250 | $30,000 | just $5,000 |
| $50,000 | $55,500 | $57,000 | $58,500 | $60,000 | just $10,000 |
Month 1 includes the one-time 8% charge; after that it is a flat 3% per month. Loans run up to 4 months. Renewing means paying the interest and charges due — your loan restarts for another full 4 months, and you can renew right from your phone with the MobilePawn app. Larger loans are available against stronger collateral — bring more collateral, get a larger loan.
*Pawn loans: 3% per month interest plus a one-time 8% charge in the first month only. Example: a $100 loan costs $111 after month 1, $114 after month 2, $117 after month 3 and $120 after month 4. Loans run up to 4 months and may be renewed by paying the interest due. Borrowers must be 18 or older with valid photo ID. Items not redeemed by the end of the loan term may be sold as allowed by Massachusetts law.
Questions we hear on big loans
- How fast can I get a large collateral loan?
- Same day — often within the hour. A bank needs 3 to 6 weeks and a stack of paperwork; we appraise your collateral at the counter, in front of you, and fund the loan on the spot. Text photos of your items to 857-867-6468 for a ballpark figure before you come in, or book an appointment for a big deal.
- Is a large loan private? Do you check my credit?
- Completely private, and no — there is no credit check, ever. No income paperwork, no pay stubs, no bank statements, no employer calls. Loans over $2,000 are handled in our private VIP room, where nobody sees how much cash you are getting or how big your loan is. Your business stays your business.
- What can secure a loan of $10,000 or more?
- High-value collateral: Hermès Birkin and Kelly bags and other designer bags, Rolex and luxury watches, diamonds and fine jewelry, gold and rare coins, fine art, and graded cards and collectibles. A closet or safe full of valuables is a credit line waiting to be used — the stronger the collateral, the bigger the loan.
- What does a $25,000 loan cost?
- 3% per month interest plus a one-time 8% charge in the first month only: borrow $25,000 and it is $27,750 after month 1 and $30,000 after month 4. Loans run up to 4 months and can be renewed for another 4 months by paying the interest and charges due.
- How large can a loan go?
- We fund from $10,000 into six figures against the right collateral. The loan amount rides on what your collateral is worth — bring more collateral, get a larger loan. Multiple items can be combined on one loan.
- What happens if I never repay?
- The collateral may be sold as allowed by Massachusetts law — and that is the end of it. No debt collectors, no balance owed, no credit damage. A collateral loan can never follow you.
Text photos of your collateral to 857-867-6468 for a fast, private ballpark — or book the VIP room and come in. 1107 Commonwealth Ave, Boston · Mon–Fri 11–6:30 · Sat 11–4:30.